Top 5 SWP Mutual Funds are those mutual Funds in which investors can buy a mutual Fund unit at once and sell partially on the monthly basis. Buying a mutual fund needs various factors to know as it is connected with risk. Every investor has a different risk taking capacity so it is important to know about mutual funds before investing.

SWP means Systematic withdrawal Plan in which investors buy mutual funds and sell on the monthly or yearly basis. Suppose an investor buys a mutual fund worth 10 lakh and sells every month worth 10 thousand every month. By doing this, investors enjoy market growth with consistent income. However there is other side also.

Top 5 SWP Mutual Funds To Invest

Here is list of top 5 high performing Mutual Fund in 2025 where one can invest for SWP:-

HDFC Large Cap fund
HDFC Flexi Cap
ICICI prudentail Multi cap Fund
Qunat Small Cap Fund
ICICI prudentail Focused Equity Fund

lets know each fund in detail

HDFC Large Cap fund

HDFC Large Cap fund has given 21.04% annual return in 5 years and the fund has invested mainly in large cap stocks. The fund has AUM of ₹38,251.04 Cr and Current NAV is ₹ 1,142.40. The expense ratio of this fund is 1.6%.

Risko meter indicate that it is high risk mutual fund.

HDFC Flexi Cap

HDFC Flexi Cap has given 28% annual return in 5 years. This Fund has ₹85,559.59 Cr of Aum. The fund has a 1.37% expense ratio. This high risk mutual fund. HDFC Flexi Cap is suitable for seeking long term investment. Currently its NAV is ₹ 2,038.28.

ICICI prudentail Multi cap Fund

ICICI Prudential Multi cap Fund is invested across large cap, mid cap and small cap stocks. This fund has given 24 annual returns in 5 years. The fund has crossed Aum of 15,523.25 Cr and NAV is ₹ 789.37. The fund has an Expense Ratio of 1.73%. ICICI Prudential Multi cap Fund is also high risk and suitable for long term investment.

Qunat Small Cap Fund

Qunat Small Cap Fund is performing well as it is given a 33.30% annual return in 5 years. The NAV of Qunat Small Cap Fund is ₹ 255.76. The Fund has a size of ₹ 29287.52 Cr. The fund has marked Very high risk. Qunat Small Cap Fund is generally invested in domestic companies.

ICICI prudentail Focused Equity Fund

ICICI Prudential Focused Equity Fund has fund size ₹ 12909.18 Cr and it has expense ratio of 1.71%. The fund is considered high risk but it has given 25.26% in 5 years. The Fund has Nav of ₹ 278.45

Goal of SWP Mutual Funds Investment

SWP ( Systematic Withdrawal Plan) is considered for long term investment like 10years to 20 years. It is Important that the selected fund must perform well to gain and generate consistent income.

These above 5 mutual funds have given decent returns in the past. one can invest in these funds but return can be different. But it is seen that long term investment has performed well. So if you are planning for SWP for income choose a high time frame and withdraw a very small amount every month so fund growth can be enjoyed.

Conclsuion

Mutual funds are considered less volatile and it is good for long term investment. We have Discussed 5 top Mutual Funds for SWP in 2025. All the information are taken from AMFI and it may vary NAV as day to day changes.

These funds are suitable for SWP as well as long term investment also. All this information is given only for educational purposes and contact your financial advisor before investment.

Disclaimer:– Mutual fund investments are subject to market risks. The information provided in this article is for educational and informational purposes only and should not be considered as investment advice. Please consult a financial advisor before investing.

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