Canara Bank Diwali FD 2025 will be a fresh start for investing in Fixed deposits and earn higher interest rates according to the tenures.
Canara Bank is one of the fastest growing Banks and it offers variety of Financial Products. Fixed deposit is one of them that are offering upto 7.10% interest rate.
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Canara Bank Diwali FD 2025 Details
This Diwali Canara Bank is offering many Deposits Scheme that is available to investors in which they can invest and make some extra money.
If your money is sitting ideally in your savings account then it is the best time to make your money work for you and earn money without carrying any risk.
Canara Bank FD interest rates
Canara bank Offering Higher interest rate to the senior citizen like 7.19% annually for tenure of 444 days.
If you are a regular citizen then you may earn % annually for the same 444 Days.
Here given below given latest Interest rates for different tanures:-
Canara Bank Callable FD
| Tenure | General Public | Senior Citizen |
|---|---|---|
| 7 – 45 Days | 3.25% | 3.25% |
| 46 – 90 Days | 4.25% | 4.25% |
| 91 – 179 Days | 4.50% | 4.50% |
| 180 – 269 Days | 5.50% | 6.00% |
| 270 Days – < 1 Year | 5.75% | 6.25% |
| 1 Year – 1 Year 3 Months | 6.25% | 6.75% |
| 444 Days | 6.50% | 7.00% |
| > 1 Year 3 Months – < 2 Years | 6.25% | 6.75% |
| 2 – < 3 Years | 6.25% | 6.75% |
| 3 – < 5 Years | 6.25% | 6.75% |
| 5 – 10 Years | 6.25% | 6.75% |
Canara Bank Non-Callable FD
| Tenure | General Public | Senior Citizen |
|---|---|---|
| 7 – 45 Days | NA | NA |
| 46 – 90 Days | 4.35% | 4.35% |
| 91 – 179 Days | 4.60% | 4.60% |
| 180 – 269 Days | 5.60% | 6.10% |
| 270 Days – < 1 Year | 5.85% | 6.35% |
| 1 Year – 1 Year 3 Months | 6.35% | 6.85% |
| 444 Days | 6.60% | 7.10% |
| > 1 Year 3 Months – < 2 Years | 6.35% | 6.85% |
| 2 – < 3 Years | 6.35% | 6.85% |
| 3 – < 5 Years | NA | NA |
| 5 – 10 Years | NA | NA |
Note *- Callable FD: Can withdraw before maturity.
Non-Callable FD: Cannot withdraw before maturity, but gives higher interest.
Premature Withdrawal
If you choose Callable Fixed deposits then you can choose premature withdrawal and Canara bank allows you to withdraw FD any time but you have to pay some penalties.
Canara bank charges 1% of penalties if you Withdraw premature FD. So If you are planning to open Fixed deposit choose tenure of FD wisely.
FD interest rate Return Calculation
Suppose you want to invest 10 lakh in Fixed deposit and you chose FD tanure for tenure of 444 dyas.
For General citizen
According to this slab if you are general citizen then you will earn 6.5% per annaum. You wil get ₹65,000 as intrest of you investment
For Senior citizen
For 444 dyas slab you will earn 7.19% interest rate if you chose non callable option. You will get ₹71,000 as intrest on your 10 lakh fixed deposit.
FD interest rate calculation use FD Calculator For different amount easily.
Conclusion
If you are planning to invest some amount for extra income without any risk then you can choose canara bank FD this diwali.
Before investment in FD must compare Tenures and Interest rates on Canara Bank official website and then make your final decsion.
However 444 days FD is offering higher interest rates so one can chose this tanure.
Also read
Canara Bank 310 Day FD Scheme: Earn Upto 6.35% Interest Rate
LIC FD Scheme 2025 : Earn Up to 6.90% interest rates on LIC Fixed Deposits
10 Lakh FD Interest Per Month in India 2025 – SBI, HDFC, ICICI & More
SBI Special FD Scheme For 400, 444 & 555 Days : Get 7.05% Interest Rate in Short Term
