SBI Diwali Special FD Schemes are offering very high interest rate on this festive season. SBI is offering 7.05% intrerest rate for tenure of 5 years to 10 years. If somone choose no callable and investment ammount for 1Cr Or above can get 7.35% interest rate.

SBI is largest PSU Bank and it widely trusted bank where people can feel secure investment wihtout any hasitaation. SBI has lauched Diwali Special FD Schemes where on can Invest this diwali and make some extra money wihtout taking any risk.

SBI FD For 5years

State bank of India is offering high intereset rate for 5 year tenures as it is offering 7.05% per annum. SBI has diffrent interest rate for gneral citizen and senior citizen. The features of FD are ;-

SBI offers guarnteed return and secure investment.
Higher interest rate for senior citizen.
SBI FD has flexible tenures like short term of 7 dyas to long term of 10year
Loan can be taken against of SBI FD.
Easy Online and offline FD investment Plan.

SBI Diwali Special FD Schemes Interest Rate

SBI is prividing good interest rate as highiest rate of interest is 7.05% for 5 to 10 years of investment.

Tenors	Public	Senior Citizen
7 days to 45 days	3.05%	3.55%
46 days to 179 days	4.90%	5.40%
180 days to 210 days	5.65%	6.15%
211 days to less than 1 year	5.90%	6.40%
1 year to less than 2 years	6.25%	6.75%
2 years to less than 3 years	6.45%	6.95%
3 years to less than 5 years	6.30%	6.80%
5 years and up to 10 years	6.05%	7.05%*

FD Calculation for 1 Lakh

If Your senoir citizen and you choose to invest 1 lakh for 5 year then you may earn ₹42,600 on your investment. Here is detail given below

Detail	Value
Principal Amount	₹1,00,000
Interest Rate	7.05% p.a.
Tenure	5 years
Compounding	Quarterly
Maturity Amount	₹1,42,600
Total Interest Earned	₹42,600

Premature withdrwal FD

SBI allows you to withdraw FD any time when you need emrgency fund but it you have to give penalties if 1% of your withdrawl amount.

Loan against SBI FD

SBI Fixed deposits are eligible for take loan when you need. SBI provide 90% loan of your FD amount. There is benfit of taking loan agains FD is your interest will conitinue and you will enjoy interest without breaking them.

How to start SBI FD

you can open FD account offline and online both ways. SBI has large number of branches in all over india. So you can visit your near by branch and start FD easily. one can start minimum of ₹1,000 to maximum any amount. The interest rates are payble at monthly, Quaterly and annually as per investors wish.

Conclusion

SBI Diwali Special FD Schemes are for those who wants some extra income of their idle money without takin any risk. FD is know for risk free investment and consistent income. IF you are looking for long term investments then SBI FD is good option. Before FD one should must checke tenure becuase interest rates are differ for different tenures.

Disclaimer–The SBI FD interest rates and details mentioned in this article are based on the latest available information as of October 2025. Rates are subject to change at the bank’s discretion. Readers are advised to verify the current rates and terms from the official State Bank of India (SBI) website before investing.