These days getting a Credit card is very easy specially when you have a Fixed deposit then you can simply apply for the Best FD Credit Card. Choosing a Credit card depends upon your bank where you have FD.
Credit Card Against FD will help you to enjoy interest as well as you can do spending without breaking FD. Here will discuss some Best FD Credit Cards that offer easy credit card approval.
ICICI Bank FD Credit Card against FD
ICICI Bank Offering Credit card against FD in very simple way. To get a credit card from ICICI bank is easy as you can apply online and get an instant digital card and it can be used after activation.
To get ICICI Bank you need a minimum Rs 50000 Fixed deposit and against this FD you will get 90% limit of Credit card.
Other hand You can earn 7.25% interest rate on you FD amount and it will depend upon Fixed Deposit tanure
HDFC FD Credit Card against Fixed Deposite
HDFC bank offers credit card against FD of minimum 15000 Fixed deposit. It means If you have a fixed deposit of 15000 then you can get HDFC bank Credit card easily.
The bank offers up to 90% of the limit of credit card against Fixed deposit. For HDFC bank FD card you need to update PAN card and FD tenure should be greater than 1 year.
Axis Bank FD linked Credit card
Good news for Axis bank credit card holders as banks also provide FD linked Credit card.To get Axis bank fd credit card there is minimum 15000 Fixed deposit amount. The application for credit card can be done through netbanking or Axis bank Mobile app.
SBI FD Credit Card
SBI also offers Credit card against Fixed deposit, as SBI has Unnati credit cards that offer credit card. The unnati credit card has various attractive features like Zero annual fee for 4 years, getting cash back etc.
To get an SBI unnati Credit card you need to do at least a Rs 25,000 fixed deposit and you need to visit the nearest SBI branch to apply for a credit card against FD.
Kotak FD Credit Card
Kotak bank gives credit card against Fixed deposit of minimum 10,000 and the FD tenure should be minimum 181 days. You can apply for a Kotak FD Credit Card by logging in Kotak811 Mobile Banking App and go to the credit card segment to apply.
Final Take
There are many banks are offering credit card against FD and you can choose them according to your need. Before applying, you can visit the official website or nearest Bank branch. Ask the charges that are hidden than go for it. It is good idea to get credit card against FD and enjoy interest and use credit card while shopping.
