SIP Calculator With Initial Investment tool is a calculator that calculate the vlaue of your investment in future. This Calculator tells you future value of your investment that if you invest some money at first and then add SIP in every month in the same fund.
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SIP Calculator
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Also Read – Know Best App For SIP and Mutual Fund Before Start Investment in 2025
What is SIP Calculator With Initial Investment ?
SIP Calculator With Initial Investment is tool that calculate the futue value of your lumpsum investment with SIP investment in the same fund.
For example :
If you invest ₹10,000 initially and add ₹2,000 every month as SIP for 10 years at an expected annual return of 12%, your investment could grow to approximately ₹4.93 lakhs.
This includes both the growth of your initial investment and the compounded returns on your monthly contributions of SIP.
How to use SIP Calculator With Initial Investment
To use this SIP Calculator With Initial Investment
- Enter your Initial Investment – the lump sum amount you’re starting with (e.g., ₹10,000).
- Enter your Monthly Contribution – the amount you plan to invest every month (e.g., ₹2,000).
- Enter the Expected Annual Return – the average return you expect per year (e.g., 12%).
- Enter the Investment Period – how many years you plan to invest (e.g., 10 years).
- Click “Calculate” – and the calculator will show your estimated future value.
It helps you see how much your SIP could grow over time with compounding.
Also read- SBI SIP Plans For 5 Years
FAQs
Does this SIP Calculator With Initial Investment consider taxes or inflation?
No, this calculator gives a gross estimate. It does not account for inflation, taxes, or other deductions.
What return rate should I enter?
You can enter the average annual return you expect from your investment. For example, mutual funds typically return 10–15% per year, but it depends on market performance.
Is the initial investment mandatory?
No, you can enter ₹0 if you don’t want to include an initial lump sum. The calculator will still work based on your monthly SIP contributions.