SBI SIP Plans For 5 Years : SBI Mutual Fund is the largest players in the mutual fund industry and it offers variety of mutual fund for SIP.
So while investing thorgh SBI mutual fund, it need to select mtutal fund carefully and according to the goal of investment.
In this article we will discuss about best SBI SIP Plans For 5 Years that will realy help to investors to make decicions.
Also Check – SBI Jan Nivesh SIP Calculator
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SBI SIP Plans For 5 Years in 2025
Year 2025 is the phase wher market has done correction and does not offered good return. But mutual fund inflows grwoing consistantly.
This mean that in comming year mutual fund investors and SIP invesotres will get decent return if the select good and low risk mtual fund investment.
In this article we will discuss the best SBI mutual fund for the SIP investment.
List of SBI SIP Plans For 5 Years
Here is the Top 5 SBI mutual fund detail with 5 years return.
| Fund Name | 5-Year Return | Risk Rating | AUM | NAV (as on Mar 31, 2025) | Min SIP Investment |
|---|---|---|---|---|---|
| SBI Magnum Children’s Benefit Fund | 34.68% | Very High | ₹3,018.59 Cr | ₹38.6007 | ₹500 |
| SBI Contra Fund | 28.09% | Very High | ₹39,610.33 Cr | ₹358.4757 | ₹500 |
| SBI Healthcare Opportunities Fund | 24.91% | Very High | ₹3,313.87 Cr | ₹411.0425 | ₹500 |
| SBI Technology Opportunities Fund | 24.71% | Very High | ₹4,245.62 Cr | ₹197.3274 | ₹500 |
| SBI Infrastructure Fund | 23.09% | Very High | ₹4,320.7 Cr | ₹45.9741 | ₹500 |
| SBI Long Term Equity Fund (ELSS) | 23.03% | Very High | ₹25,734.58 Cr | ₹408.7368 | ₹500 |
| SBI Magnum Midcap Fund | 22.88% | Very High | ₹19,395.51 Cr | ₹219.2178 | ₹500 |
To calculate SIP Returns use our SIP Calculator Excel in which one can do SIP calculation in excel sheet.
SBI Contra Fund
The SBI Contra Fund is a high-risk, high-reward mutual fund suitable for investors who are seeking long-term investment.
The SBI Contra Fund has give impressive 5-year return of 28.09% and fund has undervalued stocks in its Portfollio.
SBI Contra Fund have AUM (Assets Under Management) of ₹39,610.33 Cr.
As of March 31, 2025, the NAV (Net Asset Value) stands at ₹358.4757
Investors can start with a minimum lump sum investment of ₹5,000 or opt for a Systematic Investment Plan (SIP) starting at ₹500 per month for this SBI Contra Fund
Given its very high-risk rating, this fund is best suited for investors with a minimum investment horizon of 3+ years who are comfortable with market volatility and looking for aggressive growth opportunities in undervalued stocks.
SBI Healthcare Opportunities Fund
The SBI Healthcare Opportunities Fund is a sector-focused mutual fund that aims for long-term investment. The fund has only Healthcare and pharmaceutical industry stocks in its portfollio.
The SBI Healthcare Opportunities Fund has given an impressive 5-year return of 24.91%.
The AUM (Assets Under Management) of ₹3,313.87 Cr accumalated by SBI Healthcare Opportunities Fund.
As of March 31, 2025, the NAV (Net Asset Value) stands at ₹411.0425,
Investors can start with a minimum lump sum investment of ₹5,000 or opt for a Systematic Investment Plan (SIP) starting at ₹500 per month, making it accessible for both new and experienced investors.
Given its very high-risk rating, the fund is best suited for investors with a minimum investment horizon of 3+ years, who are willing to take on market volatility in exchange for potentially high long-term returns.
SBI Infrastructure Fund
The SBI Infrastructure Fund focuses on long-term capital appreciation by investing in the infrastructure sector, which plays a crucial role in the country’s economic growth.
The SBI Infrastructure Fund a solid 5-year return of 23.09%, this fund is ideal for investors looking to tap into the potential of infrastructure development.
The fund has an AUM of ₹4,320.7 Cr and a NAV of ₹45.9741 as of March 31, 2025, reflecting stable performance.
Investors can start with a minimum lump sum of ₹5,000 or a SIP of ₹500 per month.
Given its very high-risk rating, this fund is best suited for long-term investors with a 3+ year horizon.
SBI Long Term Equity Fund
The SBI Long Term Equity Fund (ELSS) is an ideal choice for investors looking for both tax planning and long-term capital appreciation.
The fund has given 5-year return of 23.03%, this fund focuses on equity investments that provide tax benefits under Section 80C while offering growth potential.
The fund has an AUM of ₹25,734.58 Cr and a NAV of ₹408.7368 as of March 31, 2025.
Investors can start with a minimum lump sum of ₹500 or a SIP of ₹500 per month.
With its very high-risk rating, this fund is suitable for long-term investors with a horizon of 3+ years.
SBI Magnum Midcap Fund
The SBI Magnum Midcap Fund aims for long-term capital appreciation by investing in mid-cap stocks with high growth potential.
With a 5-year return of 22.88%, this fund is ideal for investors seeking aggressive growth in the mid-cap segment. T
he fund has an AUM of ₹19,395.51 Cr and a NAV of ₹219.2178 as of March 31, 2025, showing stable performance.
Investors can begin with a minimum lump sum of ₹5,000 or a SIP of ₹500 per month.
Given its very high-risk rating, this fund is suited for long-term investors with a 3+ year horizon who are comfortable with market volatility.
Conclusion
Here we have disccused top 5 SBI SIP Plans For 5 Years that could be best for SIP with taking own risk, but if you are ready to take risk and investment, you will earn good return as in past these fund has performed well.
For more SBI mutual fund Visit SBI MF official website.
FAQs
Can I redeem my SBI mutual fund investments anytime?
Yes, you can redeem your investments in SBI mutual funds anytime, but be aware that early redemption may impact the returns, especially if you invest in ELSS (Equity-Linked Savings Schemes), which has a lock-in period of 3 years.
What is the minimum SIP amount for SBI mutual funds?
The minimum SIP (Systematic Investment Plan) amount for most SBI mutual funds is ₹500.
How can I invest in SBI mutual funds?
You can invest in SBI mutual funds via their official website, SBI MF App, or through third-party platforms like Groww, Zerodha, and others.
Disclaimer: The information provided above is for educational and informational purposes only and should not be construed as financial advice. Past performance of these mutual funds is not indicative of future results. Investments in mutual funds are subject to market risks, including the potential loss of principal. It is important to consult with a certified financial advisor or conduct thorough research before making any investment decisions.